If you are going to move soon and you sell your owner-occupied home, you may have to deal with the additional loan scheme (in Dutch: bijleenregeling). This arrangement may affect the net housing costs of your new home. How this works will be explained in the following article. The scheme was introduced on 1 January … Read more
Even if you want to buy a second home, you can take out a mortgage. In this article you can read everything about how buying a second home works and how you can get a mortgage for it. Buy a second home: mortgage for a second home. If you buy a second home and take … Read more
More and more people want to build up a pension or realize income from rental income by investing in real estate. Withdrawing equity from your own home can be a smart strategy for this. In practice, all kinds of snags can be attached to this, which is why we want to provide more information about … Read more
You have found your dream home or investment property and the offer has been accepted. Congratulations on this step! Now there is still a lot of paperwork, luckily the notary does that. An important document is the deed of delivery. Are you curious about what is in this deed? What is a delivery deed? As … Read more
When you buy a house, the deeds fly around your ears. Fortunately, the notary will draw them up for you. One of those deeds is the mortgage deed. If you are allowed to sign it, you will almost have your dream home, because the mortgage has already been finalized! What is a mortgage deed? As … Read more
DGA mortgage a challenge? Many people think that getting a mortgage as a (starting) entrepreneur with a BV or NV is impossible or a lot of hassle. That is incorrect and not correct. When you have good administration and your affairs in order, it is possible to qualify for a mortgage without ‘hassle’. You can … Read more
Self-employed mortgage a challenge? Many people think that getting a mortgage as a (starting) self-employed person is impossible or a lot of hassle. That is incorrect and not correct. When you have good administration and your affairs in order, it is possible to qualify for a mortgage without ‘hassle’. In this article we list your … Read more
Which is a better idea, buying or renting a house? There is actually something to be said for both options. Rents continue to rise, especially in the big cities. The prices of owner-occupied homes are also skyrocketing, and there are many extra costs involved. On the other hand, mortgage interest rates are historically low. We … Read more
When buying and financing real estate, the market value of rented real estate is important to know. Lenders only want to finance part of the value. If you are considering buying a property or if you want to extract equity from your investment property, the market value in a rented state will usually have to … Read more
With a family mortgage it is possible to borrow money from your family. Are you looking for a house to buy and do you want people within your family to help you finance your dream home? Read more about the family mortgage in this article and discover everything about how borrowing money from family works … Read more