Purchase Protection

The purchase protection ensures that homes cannot simply be bought up for rental purposes. Also called buy to let. In this way, more owner-occupied homes will remain available for people who will actually live in them as owners. In fact, there is a self-occupancy obligation when buying an existing home. The national purchase protection (Dutch: … Read more

Written requirement

Written requirement

In order to better protect consumers in the housing market, a law was introduced in 2003 that the purchase of a house and apartment by a consumer-purchaser (private person) must be made in writing: the written requirement. In the previous period it was also possible as a consumer to buy a house verbally. What is … Read more

Bidding on a home subject to financing

Bidding on a home subject to financing

We wish everyone a safe and responsible purchase. In a seller’s market and overheated housing market, the pressure on home buyers really increases. The owner or broker can ask you to make an offer without financing reservation. In Dutch this is called: Onder voorbehoud van financiering. Of course when you do not want to miss … Read more

Taking home equity to invest in real estate

More and more people want to build up a pension or realize income from rental income by investing in real estate. Withdrawing equity from your own home can be a smart strategy for this. In practice, all kinds of snags can be attached to this, which is why we want to provide more information about … Read more

Buy or rent a house? All the pros and cons

Buy or rent a house

Which is a better idea, buying or renting a house? There is actually something to be said for both options. Rents continue to rise, especially in the big cities. The prices of owner-occupied homes are also skyrocketing, and there are many extra costs involved. On the other hand, mortgage interest rates are historically low. We … Read more