ICR Interest coverage ratio

ICR means Interest Coverage Ratio. In the world of investing in real estate, it is an important ratio that a real estate finance advisor and the chosen lender look at when assessing an application. Interest Coverage Ratio (ICR) The ICR is a measure of the extent to which a consumer or professional real estate investor … Read more

What is a Mortgage?

what is a mortgage

The purchase, renovation or new construction of real estate is usually financed in whole or in part in the form of a mortgage loan. When a security right is established on registered property, we speak of ‘mortgage right’. Explanation mortgage When people speak of a ‘mortgage’, it usually refers to the loan and not so … Read more

How can I expand my real estate portfolio?

expand real estate portfolio

The rental income from a first investment property often tastes like more and the self investing in real estate is actually not rocket science. Many starting real estate investors choose to expand their real estate portfolio after purchasing their first investment property. But what steps can you take for this? How can you expand your … Read more

Private Fund Foundation (SPF)

foundation private fund curacao

The Private Fund Foundation (SPF) is a special kind of foundation, which was introduced in Curaçao in 1998, years before Curaçao also introduced the trust (2012). In Dutch this is called: Stichting Particulier Fonds (SPF). With an SPF, private or family assets can be segregated into a separate legal entity. The SPF is therefore an … Read more

Purchase Protection

The purchase protection ensures that homes cannot simply be bought up for rental purposes. Also called buy to let. In this way, more owner-occupied homes will remain available for people who will actually live in them as owners. In fact, there is a self-occupancy obligation when buying an existing home. The national purchase protection (Dutch: … Read more