Invest with 1st mortgage security

6.5% - 8.5% return per annum

Are you looking for returns and a way to invest safely? Do you want certainty and do you find capital preservation more important than maximum return? Investing in commercial mortgages is the safe alternative to investing in shares and real estate.
At Bliss we guide you in investing in commercial real estate throughout the Netherlands and in professional recreational real estate in Curaçao.

Schedule your no-obligation call now Call now: 085-0470222

You want to invest

You have decided to invest in order to achieve a higher return than you can get from savings.
Bliss gives you the opportunity to participate in an investment in a commercial real estate mortgage.
The investment offers you a monthly recurring return from 6.5 percent on an annual basis and the first mortgage right.

Do you want to finance the commercial real estate of an entrepreneur? This is possible at Bliss from € 50,000.
Contact us for more information about investments and current offerings.

6.5% – 7.5% interest per annum
Monthly interest and principal on your account
Real estate as safe collateral
First right of mortgage 1 to 1 in your name
Make your money liquid at any time
Payment of interest every month

How does it work I Securities for investors I Frequently asked questions

Invest with attractive returns with mortgage security

Have you built up capital and do you want to make a return in a safe way? At Bliss you finance the business mortgage of an entrepreneur. That is very attractive and safe because the property serves as collateral. You receive the first right to a mortgage, the mortgage deed is in your name. There is always one investor on one mortgage deed unless you jointly participate in an investment offer with others. Do you want to have your money back quickly? Which can. The rights and obligations of the mortgage deed are easily transferable for you as an investor.

The benefits of investing with Bliss

At Bliss you combine security with an attractive return. You invest in a business mortgage of an entrepreneur with the property as collateral. We do the administration, prepare annual statements, process changes and take care of debtor management. In addition, we take over the debtor risk, so if the entrepreneur does not pay the interest and repayment, we will. The deed and therefore the securities are in your own name. You are always in control of your investment.

Residential real estate

Duration maximum 60 months
Minimum loan € 100,000

Commercial real estate

Duration maximum 60 months
Minimum loan € 100,000

Bridging or project development

Duration minimum 6 months and maximum 12 months
Minimum loan € 100,000

Real estate trading

Duration minimum 6 months and maximum 12 months
Minimum loan € 100,000

 

This is how investing works at Bliss

Investing in a business mortgage is very easy with Bliss. Everything starts with a personal introduction to you. You will then be able to access our range of investment offers. If you invest in an object, you will receive an invitation from the civil-law notary to execute the mortgage deed. This deed is entirely in your name. Every month you receive interest and repayment on your account.

Bliss makes investing safe and easy

Do you consider capital preservation and security more important than a maximum return with too many risks? Then you’ve come to the right place. Investing in a business mortgage is possible from € 50,000 and is a safe alternative to grow capital. Moreover, you can easily invest in the current offer. Bliss takes care of the loan administration and takes over the debtor risk completely from you. The moment you want to have access to your loaned money again, you can transfer the loan and mortgage deed to a subsequent financier.

Steps towards a first investment with an attractive return

  1. Personal introduction
    We speak to each investor personally to ensure the reliability of our network.
  2. Receive investment offers
    Based on your wishes, you will receive investment offers that match your preferences.
  3. Recording mortgage law
    A direct mortgage deed is concluded between you as an investor and the borrower.
    Congratulations!
    Every month you will receive interest and repayment on your account.

Bliss offers investors important security

First right of mortgage


You invest in a business mortgage of an entrepreneur with the property as collateral. You have the first right of mortgage. The first right of mortgage is invoked if the borrower can no longer meet his obligations. If it comes to execution, you will be the first to be reimbursed from the proceeds, even before the Tax and Customs Administration’s turn, for example.

The debtor’s own contribution


The minimum contribution Possibly requires from the debtor is 15%. We determine the own contribution on the basis of the loan-to-value (LTV). This is the percentage in which the loan amount is compared to the value of the collateral. The lower the LTV, the more certainty that the loan amount can be repaid from the proceeds of the sale of the collateral.

Debtor signs in private


The entrepreneur or professional real estate investor always signs ‘in private’ when taking out the loan. This is also the case when the financing takes place in the B.V. of the entrepreneur, the entrepreneur also signs. This gives extra security. Moreover, this shows a great involvement of the entrepreneur.

Loan administration in professional hands


If the borrower does not pay the monthly interest and repayment, the payment will be taken over. In the event that the borrower goes bankrupt, the administrator can, in an extreme case, sell the property on behalf of the lender. The investor is always paid back from the proceeds first.


 

Frequently Asked Questions

What does investing in commercial mortgages mean?
Investing in commercial mortgages is a reliable way to make capital profitable. The investor can invest in commercial real estate and gets the first right to a mortgage; the real estate therefore functions as collateral. The investor provides a loan that is used exclusively to finance commercial real estate. This means that the borrower does not use the financing for private use. At Bliss, our goal is that the amount of the loan (with interest and costs) remains well below the WOZ value and/or appraisal value of the collateral. This cautious loan-to-value (LTV) gives the lender a high degree of certainty that in the event of foreclosure the loan amount is returned in full.
How certain is it that I will get my money back as an investor?
The first right of mortgage provides important security. At Bliss, our goal is to maximize the protection of your investment. However, we cannot offer any guarantees. Thanks to our approach and combination of various securities, we offer a safe form of investment.
What are my securities as an investor with Bliss?
The real estate serves as safe collateral. The investor has the first mortgage right.

    • the first right of mortgage is 1 to 1 in your name
    • the debtor signs in private
    • the debtor brings in money himself

More frequently asked questions about investing in mortgages

Curious about what we can do for you?

Step 1: Schedule a meeting
Step 2: Discuss your wishes without obligation
Step 3: Choose from the best offer


Alwin Langerak
Advisor

The intake desk is available 7 days a week.

Monday to Friday: 8 a.m. – 10 p.m
Saturday and Sunday: 12:00 pm – 4:00 pm

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Meet whenever you want: during the day, evening or weekend, so you don’t have to take time off!
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